- We specialize in unique financing situations.
- 75% financing options for investor properties, purchases, and refinances. .
- Rates as low as 3.50%!!.
- Cut your current payments in half.
- Multiple loans for self employed, part time, and W2’d employees
- VA Loans 100% No Money Down
- USDA Loans 102% No Money Down
- Extremely short and quick application. .
- Loan Amounts to $,500,000 with Aggressive Pricing
- 100% purchase with cross- collateralization
- Primary or Second Home
- LTV to 75% – purchase and rate/term, cash-out available if recouping dollars and if paid cash within last 90 days
- Customer loyalty program – possible .500 back to you when you come back to us for the CTP loan
Single Close Construction to Permanent Loans:
- Construction to Perm – one time close with automatic modification to perm financing – zero fallout for your builder
- Full Doc to $3,000,000
- Doc types include Full doc, High Net Worth and Asset Based Income Program
- Lock First Program – ability to lock upfront for 18 months (free float down at modification)
- Lock After Program – allows borrower to float permanent financing interest rate until construction is complete
- Full array of permanent products available including 3/1, 5/1, 7/1, s, 15 and 30 Year Fixed and I/O options
- Future value used when property owned more than 12 months (it takes time to get plans, engineering, permits, etc., or in the case of a remodel, the borrowers have often owned the home for more than 12 months)
- Pre-starts acceptable, i.e., construction started
- On-line Construction Calculator will calculate equity requirements, reserve requirements, transitional ratios, max loan amounts and more
Choices, Choices, Choices:
- Low and no cost options available.
- NO initial credit check. .
- Start rate as low as 2.50% on adjustable programs.
- We work with all types of credit. .
- Owner, Non-owner, and multi-unit properties OK.
- Lowest Rates and no closing costs options.
- Quick Closings
- No downpayment purchase options.
- Bad Credit Programs
- Interest Only options available
- 95% cash out refinance options available
- High LTV construction loans
- Asset Based Products
- Past Credit Problems
- Wide Variety of Purchase and Refinance Programs
- Non-warrantable Condos
- 80% Investment Properties 1 to 4 units
Slow Credit Loans:
- Credit Scores down to 620, lowest case by case.
- Past foreclosure or bankruptcy ok.
- Wide Variety of Purchase and Refinance Programs.
- 4 out of 5 approved!
- No money down purchase programs.
Get Great Home Equity Loans:
- Up to 89% of your homes value
- Consolidate high interest rate debt
- Low and no closing cost options
- Possible increased tax advantages
Our mission is to exceed your expectations, with speed, simplicity and service!
Other Loan Programs: